How A Chapter 13 works:
The Attorney completes the bankruptcy documents from information supplied by the
debtor. Once completed, the documents are reviewed and signed by both the attorney & debtor(s) as being correct and true.
Before filing the documents a Credit Counseling Certificate is issued, then the papaerwork is ready to be filed
with the bankruptcy court.
Once filed, a trustee will be assigned
to your case, sometimes a USTrustee will be assigned to your case and a 341 creditor meeting is set.
The trustee assigned to your case will ask for certain documents:
copies of previous year Federal & State taxes,
copies of previous income for last 60 days
copies of all bank statements for the previous 3 months
and any other document the trustee might need.
All documents requested must be provided * some excepetions
After the 341 Creditor Meeting your plan is confirmed * some
exceptions
A Chapter 13 debtor is entitle to a discharge upon
the completion of all payments.
